We’ve all been there: you’re 18 years old and you want to go on a shopping spree. You need that new outfit for your work interview, and those fancy purses just look so good on Instagram. But we can’t always afford what we want — at least not right away! That’s why credit cards exist.

However, only some credit card companies are letting you apply to them when you’re 18 years old. You still have to be an adult, but after that the requirements get more lenient.

Of course, there is no hard-and-fast age for credit card access. It varies by company and even specific cards within a company’s portfolio . Some of the requirements that a person needs to meet depend on your income and credit history. The more money you make, even as a teenager, the easier it is for you to get approved.

If you’re under 21 years old , there are plenty of cards out there perfect for helping you establish good credit . Discover it® chrome for Students and Journey Student Rewards from Capital One® are two incredibly versatile options, carrying a low credit requirement and a lower required income. If you can prove that you have a job, even just one that makes minimum wage, then you’re on the right track.

One thing to keep in mind is that, once you get your first card, it’s easy to get more. That’s how you can rack up the points and rewards on your favorite brands! But if you get in over your head, your credit score will take a major hit .

Credit cards are not free money; they’re loans that require payments. If you keep that in mind, then they can be incredibly beneficial when used responsibly.

how old do you have to be to get a credit card in the US?

What are some requirements to get an unsecured credit card?

How do you get a student credit card? Is there an age requirement?

  • 1. You have to be 18 years old
  • 2. It varies by company, but most companies require proof of income
  • 3. No there is no strict requirement
  • 4. If you are on the verge of adulthood, then yes 5. Yes you have to be 18 years old to get one

How do I apply for a credit card if I am under 21?

  • 1. Yes you have to be at least 18 years old
  • 2. If you are on the brink of adulthood, then yes
  • 3. No there is no strict requirement
  • 4. Yes, you have to be 18 years old to get one

Is there a credit card for teenagers that don’t work?

  • 1. No, you need an income
  • 2. You can check with your parents’ cards if they will let you as an authorized user (and thus eventually take over payments)
  • 3. No there is no strict requirement
  • 4. You have to be 18 years old to get one

When can you start applying for a credit card?

1. Yes, from the time when you turn 18

2. It’s usually at least 21 years of age, but requirements vary by company

3. There isn’t a specific age requirement

4. Yes, you have to be 18 years old to get one

How old do you need to be to open a credit card?

1. You need to be 18 or 21 years of age depending on the company 2. There isn’t an age requirement for getting approved 3. No there is no strict requirement 4. You have to be 18 years old to get one

What are the requirements for a credit card if you are under 21?

1. You need to have an income

2. No there is no strict requirement

3. Yes, you have to be 18 years old to get one 4. https://wallethub.com/credit-cards/no-income-verification-credit-card/  

Is there a credit card for students?

1. Yes, Discover it® chrome for Students and Journey Student Rewards from Capital One® 2. You need an income

3. 21 years of age 4. Yes, you have to be 18 years old to get one

How young can you be to get a credit card?

1. You need to be 18 or 21 years of age depending on the company 2. It varies by company, but most have it at least 21 3. No there is no strict requirement 4. Yes, you have to be 18 years old to get one 5. There are cards for people under 18, but it’s easier to be approved if you are over 21

What are the requirements to get a credit card?

1. You need to have an income

2. If you are on the brink of adulthood, then yes 3. No there is no strict requirement 4. Yes, you have to be 18 years old to get one

What are the requirements for a credit card if you are under 18?

1. You need to be at least 18 years of age 2. No there is no strict requirement 3. Yes, you have to be 18 years old to get one

FAQS

Q: What are examples of credit cards for teenagers?

A: Two common types of credit cards for teens are prepaid and secured. With a prepaid card, you load a set amount of money onto the card, then spend that same amount. The main benefit is that there’s no risk of running up debt if you don’t have access to more funds. A secured card is a good option if you have a poor credit history. As the name implies, you secure the card with some of your own funds as collateral, and this money serves as your credit limit.

Q: How do I apply for a credit card?

A: You can apply for a credit card on virtually any website that offers them, making the process simple and painless. You’ll likely need to fill out a short application that will ask you for your name, address, phone number, annual income and Social Security Number.

Q: What information do I need to apply for a credit card?

A: In most cases, if you have an active checking account with a bank, you’ll be able to apply for a credit card online. If you don’t, then you will need to visit your local branch and apply in person. Most banks require that applicants meet certain criteria before offering them cards (for example, an applicant may need to possess a certain minimum income and/or possess a job), but some banks do not, and may issue cards to those with no or limited credit history.

Q: What is the cutoff age for getting a credit card?

A: There isn’t a specific age requirement to apply for a credit card.

Q: Can you get a credit card if you are under 18?

A: You can definitely acquire a credit card if you are under 18. However, it will be more difficult and your options will be limited to prepaid and secured cards.

Q: How young can you be to get a credit card?

A: You need to have an income

Q: What types of credit cards are there for people under the age of 21?

Q: Can you get a credit card at 14 or at 16?

A: There are cards for people under 18, but it’s easier to be approved if you are over 21

Q: What is the age requirement to get a credit card?

A: Be at least 18 years old or 21 years old depending on the company.

Q: How young can you be to get a credit card?

A: You need to be 18 or 21 years of age depending on the company

Q: Can a 15 year old get a credit card?

A: There are cards for people under 18, but it’s easier to be approved if you are over 21

what age can you get a credit card uK?

1. You have to be 18 years old to get a credit car in the UK

Q: How old do you have to be to have a debit card?

A: You can get a debit card when you turn 16 years old. There is no age requirement to have a debit card in the UK. In the US, you must be 18 years old to get a debit card.

Q: How young can you be to have a credit card?

A: You need to be at least 18 years of age in the US, and 16 in the UK. You also need to have an income or enough money in your account known as a salaried deposit.

Q: Can you get a credit card at 12?

A: You can get a credit card when you turn 16 years old.

Q: Can I have a credit card if I’m under 18?

A: You can definitely acquire a credit card if you are under 18. However, it will be more difficult and your options will be limited to prepaid and secured cards.

Q: How young can you be to get a credit card?

A: You need to have an income and be at least 18 years old in the US, and 16 in the UK.

Q: How young can you be to get a credit card?

A: In most cases, if you have an active checking account with a bank, you’ll be able to apply for a credit card online. If you don’t, then you will need to visit your local branch and apply in person. Most banks require that applicants meet certain criteria before offering them cards (for example, an applicant may need to possess a certain minimum income and/or possess a job), but some banks do not, and may issue cards to those with no or limited credit history.

Q: What information do I need to apply for a credit card?

A: In most cases, if you have an active checking account with a bank, you’ll be able to apply for a credit card online. If you don’t, then you will need to visit your local branch and apply in person. Most banks require that applicants meet certain criteria before offering them cards (for example, an applicant may need to possess a certain minimum income and/or possess a job), but some banks do not, and may issue cards to those with no or limited credit history.

Credit card companies are very strict on who they will allow to apply for a credit card. You must be 18 years of age or older to apply for your own credit card account. Most credit card companies require that you have an income, which means if you are under 18, you will need someone over the age of 21 to help co-sign on the application with you.

The minimum age for applying for a credit card is 18; however, there are also prepaid cards which can be used without proof of income.